Looking for a Lowes or Home Depot coupon code? Need a discount for that new appliance, lawn mower or power tools. There are 4 ways to save that I know of that are easy for everyone. And one way to save doesn’t even require a coupon code.
I don’t like paying full price either so I try to get a discount every chance I get! I update this page every week looking for deals to save money on home improvement projects.
The Only Real Discounts You Can Get Every Day At Lowes and Home Depot
Here’s the truth on getting a discount at Lowes or Home Depot. The only discount you can get every day without a problem is the military discount and both stores have a consumer credit card discount. You may occasionally find $10 off coupon codes or some other dollars off coupon but those are not as common as they were a few years ago.
Now about the credit card discount. None of us need more credit cards, but if used wisely this is a great way to save some money. Make the purchase, get the discount and pay it off when the bill comes due. If you can’t pay it off within 30 days, think twice about making that purchase as interest rates are anywhere from 12%-24%.
Lowes Coupon Codes
Finding everything at Lowes that you need to get work done around the house. Small repairs to major home improvement projects. You can shop for kitchen cabinets, tools, appliances, grills, patio, power equipment, lawn and garden, lighting, home decor, bath, and paint.
Save With The Lowes Credit Card Offer
Open a new Lowe’s credit card account. See store or go online for details.
Apply for the Lowe’s Advantage Card and make a purchase. Currently Lowe’s is offering a one time 20% off coupon for new credit accounts (as of June 1st 2022). Offer is not transferable. Maximum discount is $100 with this offer.
Accounts opened in store: One-time 20% off discount is not automatic; you must ask cashier to apply discount (barcode) at time of in-store purchase.
Accounts opened online, via text-to-apply or QR code: You will receive a one-time coupon/promotional code, which may be used in store or online. If you do not receive a credit decision the day you apply but are later approved, a 20% off coupon will be provided via mail with your new card. The 20% discount will be applied after all other applicable discounts.
Current offer cannot be used in conjunction with the 5% Off Every Day offer, Special Financing or any other credit-related offer.
Home Depot Coupon Codes
Home Depot is the largest home improvement retailer in the United States and you can find cabinets, bath, building materials, flooring, power tools, and appliances. Fix up that flowerbed or build that deck, because Home Depot is your stop for everything you need for home improvements. Stay on budget by using Home Depot coupons and discounts.
Save With The Home Depot Credit Card Offer
Open a new Home Depot credit card account. See store or go online for complete details.
Home Depot’s latest discount offer is for new accounts and is subject to credit approval.
This offer (as of June 1st 2022) is redeemable for either a $25 discount on a single-receipt purchase of $25 up to $299, a $50 discount on a single-receipt purchase of $300 up to $999 or a $100 discount on a single-receipt purchase of $1,000 or more. Purchase excludes tax and delivery fees and purchase must be made within 30 days of your account open date. Purchases can be made at The Home Depot retail stores or homedepot.com when made with your The Home Depot Consumer Credit Card, The Home Depot Home Improver Card, the Pro Xtra Credit Card, or The Home Depot Commercial Account.
6 Months Financing* on purchases of $299 or more.
Up to 24 Months Financing during special promotions.
Credit card limits based on creditworthiness.
Minimum payments required
4 Ways To Save Money At Lowes and Home Depot
1.Use a coupon code.
Look for a code on this page. Make sure the terms and conditions qualify for your purchase. Grab a Lowes or Home Depot coupon code and add your items to the cart. At the checkout page, review your items and apply the code. Another way to save is by signing up for the email newsletter.
2.Open a credit card.
Discounts can be tempting, but make sure you understand all the terms before you apply for your Home Depot or Lowes credit card. Store credit cards are usually a better deal for the store than they are for you. And your credit score will take a small hit every time your credit is checked.
They expect most people not to pay off their balance and that’s how they make their money back. You pay interest every month until its paid off. You can get around this for a while if they are offering a 6 month no interest and no payment promotion.
Use credit wisely. Even a one-time discount could save you a lot of money especially if you have a large purchase. Combine your discount with a financing offer like no interest for 6 month and you are getting an even better deal.
3. Use your military discount.
Not everyone can get the military discount, but if you can it is a big advantage. It can be used on almost all items in store with a few restrictions. Both Home Depot and Lowes offer a 10% everyday military discount. Here’s my latest update on the discount.
Don’t Forget the Clearance Section
4. Look for clearance, open boxes and returns.
This is where you can save the big money. Every store has a clearance section. You can find scratch and dent appliances, special order returns, open boxes, and seasonal items marked sometimes up to 90% off.
If you see a clearance item and it is close to what you want you can save some dollars. Can you live with a slightly imperfect item? Most of us probably can if the price is right. And don’t automatically pay the marked down price.
Stores will easily bargain on most of these items as they want them out of the store as fast as possible. Ask to talk to the store manager and make them an offer starting at another 10% off the lowest price. Sometimes it’s just a matter of asking and you can save another 10%-20%.
Find Ways To Save
Don’t just think coupon codes to save money. Sure, that’s the easy way but not always the way to save the most money.
There’s really no right or wrong answer when it comes to store credit cards. If you have good credit and can take advantage of the discounts, it will be useful. In general, the amount you’ll save with a store credit card must not cost you money in the long run with added interest and fees.
My own experience has been that shopping clearance and mark down items saves the most money. Even more than coupon codes. It’s not for everyone and sometimes you have to be in the right place and the right time to save.